📞 289-312-6333 rewindmortgage.ca

How Much Could You Access?

Estimate how much equity you could unlock — no payments required, no obligation.

Reverse Mortgage Estimate

Answer a few questions about your home to see your estimated range.

No personal information required. Your numbers stay private.

Please select your age range.

Minimum value: $150,000

Please enter a home value of at least $150,000.

Please select your property type.

Please select your location type.

Enter $0 if your home is fully paid off.

How Would You Like to Access Your Funds?

Minimum initial draw: $25,000

Please enter at least $25,000.

Monthly allowances range from $1,000 to $2,000 per month

Please enter between $1,000 and $2,000.

Based on your qualification, there may not be enough room for a monthly allowance after your lump sum and existing mortgage. Contact us at 289-312-6333 to explore options.

Rates used for illustration: ~6.64% (lump sum, 5-yr fixed) and ~7.36% (monthly allowance, variable). Rates vary by lender and product. As of March 2026.

How Your Equity Could Change Over 10 Years

Home appreciation based on CREA 15-year national average (5.4%) and conservative estimate (3.0%). Mortgage balance assumes compound interest at typical reverse mortgage rates. For illustration only.

Home Value (5.4% CREA Avg.)
Home Value (3.0% Conservative)
Mortgage Balance (accruing at ~6.70% interest)
Remaining Equity

What Does This Mean for You?

  • Based on historical appreciation, your home equity is estimated to remain preserved or grow over time — even after accounting for the accruing mortgage balance.
  • Even under a conservative 3% growth scenario, the gap between your home's value and your mortgage balance is projected to remain substantial after 10 years.
  • Reverse mortgages are designed so you are never required to make monthly payments. The loan is only repaid when you choose to sell or move. All major Canadian lenders guarantee you will never owe more than the fair market value of your home.

These projections are estimates only and assume a single lump-sum draw. Actual results depend on future home values, interest rates, and loan terms. If less than the maximum is drawn, or a monthly allowance is chosen, the accruing balance will differ. Past appreciation does not guarantee future results. Speak with a licensed mortgage professional for personalized advice.

Visit Rewindmortgage.ca

Learn more about who we are and how we help Canadian homeowners 55+